Several collectors have contacted me asking about these items which have recently appeared on the market. These are bank savings bonds issued by the North Korea Central Bank in 2003. The back is divided into two parts. The left side gives instructions for the bond, stating that the bond is only good at the bank. If lost, the bank will not replace. The bond is good for one year only. At the end of the year, the bank will pay 4% interest. The bonds can’t be cashed early. The right side has information for the bond: date issued, date cashed, and the last line is for the bank issuer’s signature.If you collect banknotes only, you should skip these items. If you collect all manner of paper financial instruments, feel free to add them to your collection.